I don't have a bank account, mainly because I'm happy dealing on a cash and carry basis (my military pay goes into my parents' bank account, which they use to pay for my bills, like car payment, insurance, and cell phone). Also, I never had an account with Bank of America because there weren't any branches near me. There was recently one opened in Tinley Park, and I now know that I will never have one with them because of this.
If you have an account with Bank of America, close it. If not, then don't get one in the first place.
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